CCC Question Answers MCQs on Financial Literacy in English



CCC Question Answers MCQs on Financial Literacy in English Solved Sample Model Question n Paper with answers or Practice Set

  1. To whom Overdraft facility of Rs.5,000/- in PMJDY Account is available?
  2. a) After 6 months of satisfactory conduct of account
  3. b) One account per household
  4. c) Customers in age group of 18-60 years
  5. d) All of above

 

  1. What is Direct Benefit Transfer?

a) Cash discount on goods

b) Remittance through Banks

c) Transfer of social benefits / subsidies directly in Bank accounts of beneficiaries

d) None of above

 

  1. What is meant by Aadhaar seeding?

a) Linking of Aadhaar with Bank account

b) Duplicate issuance of Aadhaar

c) Transfer of Aadhaar

d) None of above

 

 

 

  1. What are the benefits attached to PMJDY?

a) Accident insurance cover of Rs.1.00 lac

b) Life insurance cover of Rs.30,000/-

c) Overdraft facility up to Rs.5,000/-

d) All of above

 

  1. Who can open an account under PMJDY?

a) Minor above the age of 10 years

b) Only lady of the house

c) Only head of the family

d) All of above

 

  1. Who is Bank Mitra?

a) Banking Correspondents engaged by Banks

b) Valuable customer of Bank

c) Security guard in a branch

d) None of above

 

 

  1. What is the maximum amount of deposits acceptable in Small accounts?

a) 30,000/-

b) 40,000/-

c) 50,000/-

d) None of above

 

  1. What kinds of services are available free in ‘Basic Savings Bank Deposit Account’?

a) Receipt / credit of money through NEFT / RTGS

b) No annual maintenance charges on ATM-cum-Debit card

c) 4 withdrawals in a month (including ATM withdrawals)

d) All of above

 

  1. What is the minimum deposit required while opening a BSBD Account?

a) 100/-

b) No minimum deposit required

c) 1,000/-

d) 500/-

 

70        What is Atal Pension Yojana (APY)?           

a) Provides social security to the unorganized sector

b) Encourages workers to voluntarily save for their retirement

c) Fixed pension is paid on attaining age of 60 years

d) All of above

 

 
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